Mortgages and More!

This blog shares information and advice on real estate in general and home mortgages specifically. The author is an experienced mortgage consultant with a desire to help people get as much information as they want and assist them in making wise decisions. To contact me directly, please email (carey@januaryfinancial.com) or check out my website, http://www.januaryfinancial.com.

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Location: Foothill Ranch, California, United States

Saturday, October 21, 2006

It seems that the financial world is starting to wake up to the idea of equity management. In fact, the Fed recently did a study (which you can download from our website here) that states, among other things, that people shouldn't be paying extra on their mortgages. Instead, they should take those extra savings each month and invest them in tax-deferred accounts.

Here at January Financial we would recommend that you put those funds into owning rental real estate instead. Not only are there numerous tax advantages to owning real estate, but you can also take advantage of appreciation in the property while someone else pays your mortgage. If you'd like to know more about this or hear about exciting properties we have available in Colorado and Texas, send us an email!